We analyze your financial situation to explore whether private lending is the right solution for your needs. By leveraging our network of lenders, we connect you with funding options that suit your specific goals.
Real Estate Project Financing
Unlock the funding needed for your real estate ventures. Whether it’s for renovations, remodeling, or joint ventures, we help you access private lending solutions tailored to your project.
Debt Consolidation Support
Consolidate high-interest debts with private lending solutions that can offer more manageable rates and improve your cash flow. By using private funds, you can also enhance your credit profile by removing consolidated debts from credit reports like Equifax and TransUnion.
Mortgage Solutions
If traditional financing isn’t meeting your needs, we can help. From bridging gaps in down payments to securing loans up to 80+% Loan-to-Value (LTV), we will guide you to options that make homeownership achievable.
Investment Capital
Expand your real estate portfolio with access to private funding up to 80+% LTV, including capital for down payments on investment properties. We’ll help you leverage your existing assets to build wealth securely and strategically.
Comprehensive Financial Support
Lumi Financial Consulting services do not just help you get connections to private lending options. We also help you financially prepare an exit strategy for your private lending that will help you build long-term financial security and save you money.
How It Works
Our Consulting Process
01.
Initial Consultation
Schedule a one-on-one session to discuss your financial needs.
02.
Assessment
We analyze your situation and determine the feasibility of private lending.
03.
Matching
Connect with private lenders suited to your project or goal.
04.
Guidance
Guidance through the borrowing process, ensuring a seamless experience.
05.
Ongoing Support
We help you move towards an exit strategy that will help you save money & build financial security.
Success Stories
What Our Clients Say?
Lumi Financial Inc. in Cambridge, Ontario, provided the loan needed to close on my house. Their willingness to help was greatly appreciated. The team demonstrated a genuine commitment to assisting me through the loan process. They offered flexible solutions and were always ready to answer my questions and address any concerns. This supportive approach helped in finalizing the process of purchasing my home.
SayDee A.
Lumi Financial Inc. is an amazing company. If it wasn’t for them home ownership would not have been possible. When my family and I needed a place to live and was referred to Lumi. Wayne and Sylvia went to work to help us. We are now near the end of our rent-to-own and they have been with us the entire 2 ½ years and I know that they will see through to full homeownership.
The team is very supportive, caring, and knowledgeable. I would recommend Lumi Financial Inc. to anyone because I know that they will be taken care of.
Andrea H.
I cannot express enough how grateful I am to Lumi Financial for their incredible support in securing a private loan. From the moment I reached out to them, their team made the entire process seamless and stress-free. They took the time to understand my needs and offered a loan option that was tailored perfectly to my financial situation.
The application process was straightforward, and I was kept informed every step of the way. The Lumi Financial team was always available to answer any questions I had, providing clear guidance and making me feel confident in my decision.
Thanks to their professionalism and dedication, I could access the funds I needed quickly and with favourable terms. Lumi Financial truly made a challenging situation much easier, and I would highly recommend them to anyone in need of financial assistance.
